13.1 The club officers and general membership shall not be personally liable for any debt, liability, or obligation of the organization. All entities extending credit to, contracting with, or having any claim against VJA may look only to the funds and property of VJA for payment of any debt, damages, judgment, or decree, or of any money that may otherwise become due or payable to them from VJA.
13.2 All applicants to VJA will be required to provide proof of a personal automobile insurance policy, regardless of state laws and requirements.
13.3 Applicants to VJA must sign a Release of Liability agreement upon joining the organization. The agreement shall outline the following:
- OHRV operation can be inherently dangerous and can result in bodily injury and/or death.
- OHRV operation can cause irreparable damage to the vehicle.
- Upon acceptance of membership, the applicant agrees to take full responsibility for their actions. If any personal injury is incurred or vehicle damage is incurred, the member and his/her personal representatives, next of kin, and/or heirs agree to indemnify and hold harmless all officers, general members, landowners, and event affiliates from any loss, liability, damage or cost. The member also agrees to assist in any claims to the VJA insurance policy due to any damages they incur.
13.4 Any guest participating in a VJA sponsored event, whether operating a motor vehicle, occupying a motor vehicle as a passenger, or attending the event as a spectator, must agree to sign and adhere to a Release of Liability provided by the organization's liability policy. Failure to cooperate will disqualify them to participate and/or be a spectator at the event.
